Ask a freelancer what they earned last quarter and most will tell you what they invoiced. Ask what is owed to them right now and you get a pause, a scroll through an inbox, and a number with "about" in front of it. The information exists. It is spread across a folder of PDFs, a bank app, three email threads and one memory of a verbal agreement, and nobody has ever put it on one page.
The money view is that page.
What it shows
Three things, across every client at once, each by name rather than as a total to be trusted on faith.
What is outstanding: every invoice sent and not yet paid, with its due date and how far past it, so the one that needs a nudge is obvious. What has been received: what actually arrived, when, and by which route, with your Stripe payouts alongside if you take card payment. And what is coming: the stages on signed schedules that have not been invoiced yet, the invoice that will be drafted next month on a retainer, the deposit due on the project that signed on Tuesday, each with the date it is expected.
That last part is the one no bank app can give you, because the bank does not know what you agreed to. North does, because the schedules were built from signed proposals. A slow month shows up when the schedules are thin, weeks before the account balance tells you.
What it deliberately does not do
It does not add currencies together. A studio invoicing in dollars and euros sees two books, each honest, rather than one total converted at a rate nobody has been paid at.
It does not forecast with confidence it does not have. What is coming is what is agreed, at the dates in the schedules, labelled as expected rather than as fact. A draft-to-be from a retainer is marked as a draft-to-be. Nothing on the page is dressed up as more certain than it is, which is the only way a money page stays trustworthy after the first surprise.
And it does not do your accounts. No expenses, no tax, no profit and loss. Those belong to your accountant, and everything North knows exports in one file for them.
The things it notices for you
The view is where the noticing lands. An invoice past due. A stage past its date and not marked done. A project fully delivered with no invoice drafted. A retainer invoice drafted and waiting for your review. Each one is surfaced in the daily digest, and on the paid plan in a short Monday note that opens the week with the money facts, so the things that tend to slip are the things you see first.
None of it acts. It tells you; you decide; you send.
Why it is part of the paid plan
The money view is built on the machinery that moves money: card payment, stage schedules, deposits, retainers. Those are Pro, and the view that reads across them is Pro with them. Everything upstream of it, the proposal, the contract, the room, unlimited invoices and being told when they are paid, is free. The reasoning behind the line is written out; the short version is that you pay when money is moving, not when a counter runs out.
Where it stops is simple. It shows you your own book and nobody else's. Your clients are never graded by how they pay. And every number on the page has either happened or been signed for; nothing is projected from a hunch.
Common questions
- Is this accounting software?
- No. It knows what you invoiced and what was paid, because it sent the invoices, and it knows what is due next because it has the signed schedules. It does not do expenses, tax, categories, or a profit and loss, and it will not pretend to. Export everything to your accountant in one file whenever you like.
- How does it handle more than one currency?
- As separate books. Dollars, euros and pounds are each shown on their own and are never added together or converted into a single total, because a converted total is a guess about an exchange rate you have not yet been paid at. One book per currency is slightly less tidy and considerably more true.
- What is the Monday note?
- An optional short email at the start of the week with what is due, what is late, and what is ready to invoice, so the week starts with the money facts rather than with a search through projects. It is opt-in and it is part of the paid plan; the daily digest is on every plan.